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Consider moving your money to just one of them, one that's closest to where you live or work.Matteo Vaglica, a young professional who already boasts a wealth of experience in a number of leading positions in the industrial sector in Russia, expressed his enthusiasm for his recent appointment: "I'm delighted to be joining a Group which is pursuing a number of major investment programmes in this area - in spite of the recent uncertainty of the Russian market, Biesse has chosen not to overlook the region.Although signs show an upturn in the economy, many Americans are deep in debt, and not everyone can work overtime or a second job to pay down that debt.

The best way to consolidate credit card debt under ,000 could be to get a zero-percent interest credit card and transfer balances from high-interest credit cards over to it."Having too many accounts at various banks is distracting," says Scott Plaskett, senior financial planner and CEO of Ironshield Financial Planning in Toronto."It's like a mosquito that buzzes around your head and then starts gnawing at you until you do something about it." In fact, the more your finances are spread between financial institutions, the more likely you are to be inundated by needless paperwork.Larry Diamond, senior fellow at the Hoover Institution, and Marc F.Plattner, counselor at the National Endowment for Democracy, are codirectors of the International Forum for Democratic Studies.Yet we have a tendency to add to that pressure by complicating things that should be kept simple. In a strange way we feel the more we spread our money across several accounts, the more control we have over it. The best way to gain control of your money is to streamline your bank accounts and bill payments.